Privacy Policy
What we collect from the agents and agencies who use FOMO Leads, how we use it, and the choices you have.
Effective November 3, 2026
1. Who we are
FOMO Leads LLC (“FOMO Leads,” “we,” “us”) runs fomoleads.io and the member area at members.fomoleads.io. We sell insurance leads to licensed agents and agencies.
This policy covers the information we handle about the agents, agencies, and team members who visit our site, sign up, and buy leads (“you”). It does not replace the consumer privacy notices shown to the people who request insurance information. Purchases are also covered by our Client Lead Agreement.
2. Information we collect
What you give us
- Sign-up details: your name, email address, and phone number.
- Account and profile: your agency or business name, the states you are licensed in and want leads for, delivery preferences and caps, and any profile photo, license details, or contact card you add.
- Integrations: CRM and webhook settings you configure, such as destination URLs and field mappings.
- Activity you record: notes, dispositions, appointments, closed deals, and premium you log on your leads.
- Agreement records: the version of the Client Lead Agreement you accepted, when, and the IP address and browser used.
- Support: messages you send us.
What we collect automatically
- Device and usage data: IP address, browser and device type, pages and features used, and timestamps, including sign-in events.
- Notification settings: if you turn on push notifications, the subscription details your browser gives us so we can alert you to new leads.
What we get from others
- Our payment processor tells us whether a payment, subscription, or refund went through, and the amount and date.
- Your team leader, if your account belongs to a team, may invite you and set some of your account details.
3. How we use your information
- To create and run your account, sign you in, and verify that it’s you.
- To deliver leads to you and to the CRM or webhook you choose, and to apply your states, caps, and preferences.
- To process payments, wallet loads, and memberships, and to keep billing records.
- To send you service messages: new-lead alerts, receipts, account notices, and changes to our terms.
- To show you, and your team leader where applicable, reports on your leads and results.
- To provide support, prevent fraud and abuse, keep the service secure, and enforce our agreements.
- To comply with law and respond to lawful requests.
We do not sell your account information, and we do not use it for third-party advertising.
5. Payments through Whop
Memberships and wallet loads are paid through Whop, our payment processor. Whop collects and stores your card or bank details under its own privacy policy and security standards. We never see or store your full card number. We receive what we need to run your account: payment status, amount, date, plan, and a reference to your Whop customer record.
6. How we handle lead data
Each lead contains information a consumer gave when they asked about insurance: typically name, phone, email, ZIP code and state, their answers, and records of their consent and phone verification.
- Who can see it: a lead is visible only in the account it was delivered to, to that account’s authorized users and, where applicable, its team leader, and to FOMO Leads staff who run and support the service.
- Your responsibility: once a lead is delivered to you or to your systems, you are responsible for protecting it and for using it only as the Client Lead Agreement allows, including honoring opt-out and Do Not Call requests and following the laws that apply to calls, texts, and email.
- Our records: we keep consent, verification, and delivery records so consent can be shown later and disputes can be resolved.
- Consumer requests: if a consumer asks us to stop contact or delete their information, we may ask you to stop contacting them and to delete or restrict their record.
8. How long we keep it
We keep account information while your account is open and afterward as long as reasonably needed for billing, tax, accounting, consent evidence, disputes, security, and legal obligations. When we no longer need it, we delete or de-identify it.
9. Security
We use encrypted connections, access controls that keep each account’s leads separate, and service providers with their own security programs. No system is perfectly secure. Keep your sign-in email secure and tell us right away at support@fomoleads.io if you think someone else has accessed your account.
10. Your choices and rights
- Update your details in your account settings, or ask us to.
- Turn off notifications in your account or browser settings.
- Access, correct, or delete: email support@fomoleads.io to ask for a copy of your information, a correction, or deletion. We may keep records we must retain for legal, billing, or consent reasons.
Depending on where you live, including California, you may have additional rights under state privacy law, such as the right to know, correct, and delete personal information and not to be treated differently for using those rights. We will verify requests by matching them to your account and respond within the time the law requires. An authorized agent may make a request for you with your written permission.
11. Children
Our service is for licensed adult professionals. We do not knowingly collect information from anyone under 18.
12. Changes to this policy
We may update this policy. The effective date at the top shows the latest version. If a change is material, we will tell account holders by email or in the member area.